DSB

Rewards Checking

Better than DSB Free Checking

Looking to get a little something back from your checking account? DSB's Rewards Checking is designed to do just that. This interest-bearing account has all the features of Free Checking, plus some additional perks from which you can really benefit.

Package Features:

  • Earn interest on your balances of $800 or more in two interest tiers: $800-$2,500 and over $2,500 1
  • No monthly service fee when you keep $5,000 in combined deposit balances2
  • Free Debit/ATM Card and Touchtone Banking
  • Visa Gold Card - No annual fee3
  • Free Online Banking with Unlimited Bill Pay with free e-mail notifications
  • Free check images with statement
  • Free Notary Service
  • Discount on money orders and cashier's check fees
  • Discount on VISA Travel Money Card
  • $100 off the application fee for a DSB mortgage loan3
  • $50 off closing costs for a DSB Home Equity Loan or Line of Credit3
  • .25% discount on loan rates for a DSB consumer or auto loan with auto debit.3
  • Free investment review with a DSB Investment Center Representative4
  • Complimentary 2-hour Retirement/Estate Planning Review
  • Overdraft Protection recommended - no annual fee 5
  • A DSB Savings Account with a low $100 minimum balance recommended 6

1. Interest rate established monthly. Interest is calculated on the daily collected balance and is credited monthly. 2. The Combined deposit balances are defined as any Rewards checking, savings, CD, or IRA account that appears on the combined statement under the primary account owner Tax ID number. A $6 per month maintenance fee applies if the combined deposit balances fall below $5,000 on your statement cycle date. 3. Requires credit approval. 4. Not FDIC insured. Not DSB guaranteed. May lose value. 5. A per transfer fee of $3 applies. 6. If savings balance falls below $100, a $2 per month maintenance fee applies.

DeMotte State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. *Includes low-interest Now account (.50% or less).